Understanding Giving Patterns in Your Congregation
By Lovett H. Weems, Jr.
An analysis of stewardship practices in almost any congregation will reveal that a high percentage of giving typically comes from a relatively low percentage of the church’s membership. This phenomenon is referred to as a giving pyramid. In many charitable organizations, 80 percent of donations come from only 20 percent of donors. And this typically is the case in church capital campaigns or major fund drives, as well. Annual giving in congregations generally follows a similar, although somewhat less extreme, pattern. Lyle Schaller says that 70 to 80 percent of annual giving income tends to come from 40 percent of the congregation (The New Context for Ministry, Abingdon, 2002, 232). Dan Hotchkiss claims the breakdown is more like 60/20 (Ministry and Money, Alban, 2002).
Is such a skewed giving pattern good, bad, or neutral? It is perhaps best to think of it as understandable. There are a number of good explanations for why some of your members give much more than others. For example, people have very different levels of resources and obligations at different times in their lives. Also, not all people are at the same point in their discipleship journey. The most faithful givers often did not start as such exemplary financial stewards. Lyle Schaller captures this fact well when he says that “the most widespread expression of diversity in American Protestant congregations today is the level of Christian commitment” (The New Context for Ministry, 232). Also, disparate giving levels are not the only example of unequal levels of participation in church life. The entire congregation does not worship equally or attend church school equally or pray equally. Knowing how the giving pyramid affects your congregation’s stewardship is a means of understanding, not judgment.
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The Right Question
Leaders do not need answers.
Leaders must have the right questions.
Kibbie Ruth and Karen McClintock, authors of Healthy Disclosure: Solving Communications Quandaries in Congregations, (Alban, 2007) suggest a question that helps a congregation get at the secrets and hard stuff of their life that need attention.
What would you be embarrassed to tell new people about your congregation?
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